Michigan's two largest utilities — DTE Energy and Consumers Energy — both run residential energy efficiency rebate programs that pay contractors directly for qualifying upgrades. For contractors already doing insulation, HVAC, or weatherization work, these programs add rebate revenue on top of the job price without requiring homeowners to finance or wait for reimbursement.
The two programs are structured similarly. The key variable is service territory: DTE serves the majority of Southeast Michigan (Lower Peninsula); Consumers Energy serves mid-Michigan and the west side of the state. A single project may involve only one utility, and homeowners must be natural gas customers to qualify for the primary insulation and home performance rebates.
DTE's rebate programs are managed through the michiganrebates.com portal and the mydteprogram.com HVAC platform. Contractors register through the portal, not through DTE directly.
Available to DTE natural gas customers in single-family homes (up to 2 units), individually metered, at least 2 years old.
| Measure | 2026 Rebate Amount |
|---|---|
| Attic insulation | $600 |
| Above-grade wall insulation | $400 |
| Do More Bonus (limited time) | $250 additional |
Rebates are first-come, first-served until funds are exhausted. Applications must be submitted at dteenergy.com within 30 days of project completion. Rebates are processed and mailed within 4–6 weeks.
Requires BPI or RESNET contractor certification. To participate, contractors must:
Contractors in the Home Performance Program can handle rebate paperwork on the homeowner's behalf — a significant advantage for close rates, since the homeowner doesn't have to track down documentation after the job is done.
Eligible work includes insulation, air sealing, HVAC upgrades, and related improvements in conditioned spaces. New additions, garages, and enclosed porches are not eligible.
Current incentive amounts are published at michiganrebates.com/program-resources/heating-cooling-and-water-heating. The portal is updated by program year; check before quoting a job. DTE offers free annual cooling tune-up training webinars for participating HVAC contractors.
Approximately $15 per qualifying window (U-Factor and SHGC standards apply). Window rebate amounts are modest — windows are most valuable when bundled into a whole-home MiHER project that hits the 15% modeled savings threshold.
Consumers Energy runs a parallel residential rebate program for its natural gas customers.
Specific rebate amounts change by program year. Current amounts are published on the Consumers Energy website. The general structure — insulation, HVAC, heat pump equipment — mirrors the DTE program.
Neither utility rebate program requires exclusive use. A single project can layer:
| Program | Who gets paid | Timing |
|---|---|---|
| MiHER HOMES or HEAR rebate | Contractor (ACH from EGLE) | Within 30 days of project approval |
| DTE or Consumers rebate | Homeowner or contractor (varies) | 4–6 weeks after application |
| Federal 25C/30D tax credits | Homeowner (tax return) | Following tax year |
| Michigan Saves financing | Contractor (at job completion) | On lender approval |
For contractors, utility rebates are the easiest layer to add — they require the least incremental documentation if you're already doing MiHER paperwork. The main discipline is timing: DTE requires application within 30 days of completion; missing that window forfeits the rebate.
Both programs require contractor registration before you can submit rebate applications on a homeowner's behalf.
If you're already registered for MiHER or Michigan Saves, review both utility portals — the documentation and certification requirements are largely overlapping.
| Program | Portal | Apply within |
|---|---|---|
| DTE Insulation & Home Performance | michiganrebates.com | 30 days of completion |
| DTE HVAC | mydteprogram.com | Per program terms |
| Consumers Energy | consumersenergy.com/residential/save-energy | 180 days of completion |